Igor Cornelsen Explains the Brazilian Banking System to the World

Igor Cornelsen is a Brazilian banker who was left completely confused as to how the Brazilian banks were doing well at the end of 2014. When the economy does poorly, the banks usually do poorly as well. Learn more about Igor Cornelsen:  http://igorcornelsen.yolasite.com/ and https://igorcornelsen.wordpress.com/

However, when the economy in Brazil went south at the end of 2014, the banks actually continued to do surprisingly well. who was left scratching his head at the anomaly of Brazil’s banks at the end of 2014.

The top two private banks that included Itau Unibanco and Banco Bradesco saw shares rise by 1/3 during the year of 2014 despite the government’s economic turmoil. Itau’s 3rd quarter net jumped 36% in just 3 months. Bradesco’s rose 28% in that same time frame!

So how did these banks weather this storm? Simple: they are some of the most qualified borrowers who are the most worthy of credit. This streamlines the costs and provides banks with a sense of security to looking ahead to the future. These people with less desirable credit are the ones who will not get the loans that these banks can get.

However, despite how fascinating this is, Igor Cornelsen says that starting 2015 there are more investors from around the world backing the banking in Brazil after the success they had in 2014. Cornelsen finds this interesting as he feels that these investors must understand the “bare-bones” basics that will help the banking system succeed.

However, Igor Cornelsen has some simple tips to understand the banking system in Brazil before anyone tries to invest in these banks.

These tips include the understanding that there are only about 10 major players in the entire banking system in Brazil, but adding one or two fresh faces to that entire equation could cause the tides to turn on the banks that have been successful to date.

China is the largest trade partner Brazil has, so if the Chinese economy has a downturn it could affect the Brazilian economy as well. Brazil has for a long time had overvalued currency, so if they were to devalue their currency they will end up hurting their banking business.

Reasons Behind The Success of InnovaCare

The healthcare industry is one of the most important industries. Without it, many other industries would be affected and the world would be in chaos. However, thanks to the availability of quality healthcare services, most people are able to go to work in their various industries and touch or improve the quality of the lives of others, through their services or products. So, I would like to recognize a company that plays a very big role in the North American healthcare industry, InnovaCare.InnovaCare is a leading provider for managed the best healthcare services. It mainly deals in the provision of physician services, Medicaid and Medicare Advantage plans. Today, the company boast of having over 200,000 loyal clients. This has been made possible by a number of factors. First, there is the fact that the company operates in a network, with 7,500 providers- to be precise. This has increased the number of referals that they get.

Other than being in a huge network of medical care providers, InnovaCare is able to win over customers by offering quality services. Since day one, the company has always been dedicated to offering quality services, but at a lower cost. They have managed to find ways to make it possible for the people of North America to receive quality health care services without paying much. Consequently, they have managed to make their services accessible to nearly everyone.It is hard to talk about the success of InnovaCare without mentioning its leadership. Besides, it is its leadership that is instrumental in formulating and implementing the policies that make InnovaCare a leading healthcare provider.

On the steering wheel, we have Rick Shinto. He is the Chief Executive Officer and the President of the company. With over 30 years of experience in the industry, over two decades of those being in leadership positions, he is automatically the best fit for the leadership of InnovaCare. Before he came to work for InnovaCare, Shinto was the CEO of Aveta Inc. He had worked for Aveta Inc since the year 2008 to the year 2012 and that was where he met Penelope Kokkinides.Penelope Kokkinides is also in the leadership of InnovaCare. She joined InnovaCare as the Chief Operations Officer. However, her winning strategies and her knowledge in healthcare plans got her to be promoted and she is currently the Chief Administrative Officer of InnovaCare.

Waiakea Water: Serving the World

There are still millions of people all over the world without access to clean water and basic sanitation. In cooperation with Pump Aid, Waiakea water is striving to curb the resulting deaths by donating clean water to these needy people. Waiakea selected Pump Aid as a partner because of its focus on Malawi. According to recent studies, Malawi has one of the lowest daily water access and usages in the world. Most of the impoverished citizens of rural Malawi only have access to dirty water and poor sanitation.

The Waiakea team operates by working in cooperation with community members to install Pump Aid’s award-winning Elephant Pump. With the assistance of the community, Waiakea will dig a well and build and install the inner mechanisms. It is important that the community becomes instantly involved in building, installing, and continued maintenance since it will give them a sense of ownership of the pump. The work has Pump Aid has done much to help stem the global water crisis. As a result of what they have done, 1.35 people who would not normally have access to clean water do. They have accomplished this very impressive feat by building, distributing, and installing over 3,200 Elephant Pumps worldwide. These massively effective water pumps are based entirely on a 3,000-year-old Chinese design.

Waiakea hopes that they can assist with Pump Aid’s via this partnership. Waiakea produces and packages its water using renewable energy and the most environmental-friendly practices. The manufacture of the bottles used is also extremely environmental-friendly with 85 percent less energy used and 90 percent less carbon emissions than traditional manufacturing processes. Waiakea is not just average bottled water. It is one of the top premium bottled waters in the world and the first to be certified CarbonNeutral.

Learn more about Waiakea water here:

Michael Lacey and Jim Larkin: Helping Migrants through Private Funds

Michael Lacey and Jim Larkin are two of the most well-known philanthropist in the United States today. They have been known to help people who are coming into the United States through the state of Arizona.

These people came from the poverty stricken nations in South America, who wished to go to the United States to look for a better life. Michael Lacey and Jim Larkin have been opening their homes to those who would seek assistance once they stepped into the territory of Arizona, and what they do is that they assist them in looking for a job, and they would also help them look for a cheap place to live in.

They also assist people, especially those tagged as illegal immigrants; get their own legal papers that would give them the right to live in the United States. Michael Lacey and Jim Larkin are passionate about their work, and are very willing to accept people who wanted to live in the United States. Learn more about Jim Larkin and Michael Lacey: http://www.laceyandlarkinfronterafund.org/about-lacey-larkin-frontera-fund/ and http://www.laceyandlarkinfronterafund.org/

The current refugee crisis in Europe has opened the eyes of Michael Lacey and Jim Larkin, and they have seen the situation of the people who are victims of the endless wars in the Middle East. Even if they wanted to extend their help to the people being victimized by the war, the United States is thousands of miles away from the Middle East.

What they did instead was to welcome those who are coming into their own backyard, and they believe that they are helping humanity through their simple gesture.

Michael Lacey and Jim Larkin have opened a private fund called the Frontera Fund, and it has $3.75 million in stock. They are using this fund to help out those who need assistance, and paying for other expenses. This fund came in from a lawsuit that favored them, and they are very thankful to the decision made by the judge.

Back in college, Michael Lacey and Jim Larkin opened a publication company called the Phoenix New Times, and they served as the pioneering leaders. This company managed to deliver news to the local population of Arizona, and it was proven to be successful as it managed to become one of the most well-known publication papers in the state.

However, in 2007, a scandal involving Michael Lacey and Jim Larkin and the Maricopa county sheriff broke out, and the two were arrested.

They are accused of publishing the Maricopa county sheriff’s address online, along with other malicious information that demonizes the county sheriff. News about their arrest quickly spread, and media companies started to give their support to the two by publishing the same information. The judge who was handling their case dropped the charges against them, and the two were set free.

Immediately after their charges were dropped, Michael Lacey and Jim Larkin decided to sue Maricopa County. They provided evidences to support their lawsuit, and they ultimately won. This resulted to them being awarded with a huge sum of money that they use today to help the people in need.

Fabletics Helps Customers Understand the Opportunities They Have

When people go to Fabletics to shop for the clothes that they need so that they can work out, they are able to make the best out of their wardrobes. This is something that has allowed them the chance to try more and do more with the athletic clothing that they wear. One of the first things that people have to do when they visit the Fabletics site is go to the Style Quiz. Fabletics requires that customers who want to shop with Fabletics take the quiz so that they can show them a personalized shopping experience.


Fabletics wants to make sure that people are only seeing the things that they will like. By doing this, it ensures that people don’t have to search through list after list of the different things that they will not like. By creating a reverse showroom, Fabletics is working to make sure that people are going to be able to make the best choices possible for the clothes that they want to purchase. This is something that has given them a chance to try more and do more with the experiences that they have.


Since Fabletics first started, it has always been their goal to cater to people. By offering the reverse showroom, unique styles and everything else that will make them exclusive, Fabletics is giving themselves a chance to try new things and do more with the opportunities that they have. It is something that will always give them the options that they need and will also ensure that they are able to get all of the things that they need out of the experiences that they have while they are shopping online. All of this, combined with the fact that they offer their customers one of the most affordable and convenient options on the web, has set Fabletics apart from other companies.


While customers are loving what Fabletics is doing, they are also very interested in the way that they can make more opportunities for themselves. They have been able to do more than what they were in the past and the company is now voted one of the top companies in the world. This is something that has allowed them to compete against Amazon. Fabletics knows that they are not going to stop until they are more popular and higher ranking than what Amazon is so that they can be number one.